Smith & Associates, Inc | Attorneys at Law
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���A boutique law firm specializing in Insurance Coverage litigation and Advice���


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We at Smith & Associates, Inc. are known for our experience in the insurance industry, particularly with regard to analyzing coverage under policies, defending insurers when sued and prosecuting contribution and subrogation actions for or on behalf of insurers.


Smith & Associates has emerged as an leader in the handling of construction defect claims on behalf of their insurance companies, developer and contractor insureds. We have vigorously protected the interests of our clients in numerous claims involving the construction of apartment complexes, single family homes, large town homes, exclusive condominium projects and governmental buildings. These claims have been asserted against a variety of insured's, including general contractors, subcontractors, design professionals, suppliers, vendors, and manufacturers.

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(916) 966-5973
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11707 Fair Oaks Blvd.,
Suite 204
Fair Oaks, CA 95628
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Error Expertise
Insurance Industry specialists, from Insurance coverage advice and litigation to defending insureds and obtaining successful trial results, in all areas of an insurance defense practice.

Smith & Associates, Inc. develops an unique approach to each case to maximize and focus our efforts on obtaining the information absolutely necessary for the inevitable resolution. In the unlikely, but increasingly common eventuality that one of these construction defect cases actually goes to trial, Smith & Associates, Inc. has the experience to defend your insured's even in the most complex construction defect liability case.

Almost as often as defending insureds against these claims, we have been asked by carriers to address numerous coverage issues. In handling these claims, we have been asked to address numerous coverage issues relating to additional insured status, contractual liability, existence of an occurrence, trigger of coverage, pre-existing damages exclusion, business risk exclusions, and applicability of the misrepresentations in the application for insurance.

Our handling of the claims range from the drafting of coverage position letters and/or coverage opinions to litigating specific coverage issues in declaratory judgment actions.

Smith & Associates, Inc.'s expertise and strong command of the law in various jurisdictions has placed it at the forefront of the legal community relative to construction defect claims.

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