Smith & Associates, Inc | Attorneys at Law
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���A boutique law firm specializing in Insurance Coverage litigation and Advice���


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We at Smith & Associates, Inc. are known for our experience in the insurance industry, particularly with regard to analyzing coverage under policies, defending insurers when sued and prosecuting contribution and subrogation actions for or on behalf of insurers.


During an investigation, we provide legal advice intended to assist insurers in understanding the facts, defining and analyzing the coverage and forthrightly assessing exposure. We do so for individual insurers, admitted and non-admitted surplus lines carriers and large syndicates, whether they assume the entire risk or fractionally participate in primary or excess market layers. We analyze the broad array of issued policies, manuscripts and ISO forms, including "all risks," fire, named peril, environmental, builder's risk, business interruption, inland marine and boiler & machinery contracts.

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(916) 966-5973
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11707 Fair Oaks Blvd.,
Suite 204
Fair Oaks, CA 95628
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Error Expertise
Insurance Industry specialists, from Insurance coverage advice and litigation to defending insureds and obtaining successful trial results, in all areas of an insurance defense practice.

We see insured risks as varied as the imagination, with claimed losses sometimes calculated in millions of dollars. We often assist our clients in resolving claims brought by exceedingly sophisticated policyholders. Working with you, your technical and accounting consultants and with careful legal analysis we seek to facilitate your goal to achieve prompt and fair resolutions of all claims consistent with your policy's provisions.

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